A common misconception is that Medicare will pay for long-term care costs. However, Medicare generally will not cover long-term care except in certain, specific circumstances. Medicare distinguishes between medical care (which is generally covered) and what is referred to as “custodial care,” which generally is not covered. Custodial care includes assistance with bathing, eating, using the toilet, and mobility. This is the level of care equivalent to the type of care provided in a nursing facility.